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It is estimated that 75% to 90% of PPI(Payment Protection Insurance) has been mis-sold. source: FSA

Had a Loan, Credit Card or Mortgage within the last 6 years? If so you could be entitled to claim thousands even if you've paid them off!

PPI Claims are still being claimed back in large numbers and you could have been mis sold PPI - Payment Protection Insurance or not even know you have it! Money Guardians Ltd are trained experts in why people have been mis sold ppi and how to reclaim ppi. View our Why Us page to find out what this means for you.

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PPI Explained

Payment Protection Insurance was sold to many in conjunction with a variety of loans, including credit cards and mortgages. The insurance policy is designed to cover your repayments (sometimes a percentage) due to circumstances such as illness, accidents or redundancy.

However within your agreement there may be overlooked factors that could mean that you're not actually eligible to receive monies from your policy


Do i pay for PPI?

If you have taken out a loan, mortgage or credit card you may have a PPI policy in place whether you are aware of it or not, as sometimes this was added automatically (mis sold PPI and therefore eligible to reclaim ppi).

Check your loan agreement to identify if you have a PPI policy added. Some PPI was sold as single premium (full amount upfront) otherwise you may find that it appears on your loan statement if you have a monthly premium. Don't worry if you can't find your agreement as we can request this on your behalf.


Was i Mis Sold PPI?

Recent figures from the FSA suggest 75% to 90% of PPI may have been mis-sold. This has sparked a large number of PPI claims being submitted to lenders and brokers that have wrongfully sold these policies.

Here are a few reasons why:
  • You was lead to believe it was compulsory with the loan
  • It was added without your knowledge
  • Your current employment was not properly assessed
  • Your insurance was set to cover only a short period of your loan

PPI Compensation

Money Guardians Ltd are fully trained and up to date with the latest legislation. This enables us to put together the strongest case possible to submit on your behalf, giving you a higher success in claiming your PPI compensation.

With each case we take on, we would be claiming for:
  • The Cost of your policy
  • Plus interest you've missed out on!

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